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Paying Out of Pocket | American Public University | APU

Tuition and fees are due at the time of course registration. If you are not using any form of tuition assistance, you'll need to pay for school using one of these "out-of-pocket" methods.

Credit Cards

MasterCard®, Visa®, or Discover® are accepted and can be entered online during course registration.

E-Checks

You can pay online using an e-check from any U.S. based bank. You will need your checking account number and routing number. Note that savings account and checking account routing numbers may be different so please confirm that you have the correct numbers. We do not accept third party checks such as American Express®, cashier’s checks, money orders, or personal checks from non U.S. based banks via this method.

When you choose e-check payments, you are authorizing an electronic debit from your bank. It’s important that you have sufficient funds in your checking account to cover the amount due during registration.

Automatic Debit Plan (ADP)

The University System offers an Automatic Debit Plan (ADP) to enable students to spread tuition payments over time by having them automatically charged to a credit card on a preset schedule. The amount and number of payments is proportional to the length of the course and ensures course tuition is paid prior to the end of the academic period. Students in 16-week courses make four ADP payments. Students in 8-week courses make two ADP payments. To be eligible for the ADP plan, any student must be registered for credit-bearing courses. Audit students are not eligible for ADP. The first payment charged to your credit card at registration includes university fees. See the table below for a visual explanation of how the charges will apply. 

16-Week ADP Schedule

ScheduleTuition Due

Upon Registration

1/4 tuition due
+ technology fee
15th of Session's First Month1/4 of tuition due
(i.e., for May 5th course, payment due 5/15)
15th of Session's Second Month1/4 of tuition due
(i.e., for May 5th course, payment due 6/15)
15th of Session's Third Month1/4 of tuition due
(i.e., for May 5th course, payment due 7/15)

8-Week ADP Schedule

ScheduleTuition Due
Upon Registration1/2 tuition due + technology fee
15th of Session's First Month1/2 tuition due
(i.e., for May 5th course, final 1/2 due 5/15)