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Financial Consumer Information

Cost of attending school and net price calculator
Cost information is readily available online regarding amount per credit hour, as well as fees for attending the university. In addition, we have a net price calculator to help you set expectations for the types of funding you may be eligible to receive and the cost of attending school for the program(s) you are interested in.

Federal student aid - how to apply and availability
Our website has step-by-step instructions on how to apply for available federal student aid as well as other financial aid options. Our financial aid team is the primary source of information regarding financial assistance - including federal student aid and other financial assistance options available for use at APUS.

Federal student aid eligibility determination
To qualify for federal student aid (grants, loans, and work-study funds), you have to meet certain requirements. The Department of Education outlines basic eligibility requirements necessary to qualify for federal student aid.

Satisfactory academic progress (SAP)
Students are required to meet and maintain satisfactory academic progress to be eligible for federal student aid. To ensure you maintain eligibility, review our university policy on satisfactory academic progress.

Managing your loan
Students who utilize financial aid, should understand the necessity of loan repayment, familiarize themselves with the terms of their loan, and be prepared to complete exit counseling. It is important to borrow responsibly and know your rights and responsibilities.

Cohort Default Rates
A cohort default rate is the percentage of a school's borrowers in the U.S. who enter repayment on certain loans during a federal fiscal year (October 1 to September 30) and default prior to the end of the next one to two fiscal years. The United States Department of Education (ED) releases official cohort default rates once per year.

As of September 2019, APUS’s three-year cohort default rate is 18.5 percent. The national cohort default rate is 10.1 percent.

Disbursements and refunds/credits
Information on grant disbursement and loan disbursement is readily available to students. For additional information on how and when aid is disbursed, please contact

Penalties for drug violations
Students convicted of a drug-related violation under federal or state law can be disqualified for federal student aid. Review the Department of Education’s drug convictions policy if you are considering using federal student aid.

Code of conduct
APUS staff subscribe to the code of conduct outlined in the Higher Education Opportunity Act of 2008. In addition, certain additional standards have been outlined in our tuition and finance department code of conduct

Entrance and exit counseling
Students who request funding are required to complete entrance counseling to ensure they understand the rights and responsibilities that come with borrowing a federal student loan. This requirement is assigned for completion in the campus through the Financial Aid Office.

Students who have dropped below half-time enrollment, withdrawn, or graduated will be notified by APUS to complete exit counseling which provides information to prepare for repayment.

Scholarships and grants
APUS provides information on a variety of scholarships and grants throughout the year to help students finance their education. 

Drop, Withdrawal or non passing grades
Students who drop or withdrawal from a course(s) will receive a tuition credit in accordance with our tuition refund policy and are subject to our university withdrawal/drop policy.

Understanding the repayment process for your federal student loans can go a long way toward building a solid financial foundation. Deferment offers a way for you to temporarily postpone or lower your loan payments while you’re back in school, in the military, experiencing financial hardship, or in certain other situations.

Some students are randomly chosen for verification where we compare the information on their FAFSA with their financial documents. Students are notified if they have been chosen for this process, as this law requires that we complete verification prior to federal aid award distribution.

National Student Loan Data System
If you are a potential student, student or parent of a student and have entered into an agreement concerning Title IV loans we are required to inform you that the loan will be submitted to the National Student Loan Database.  The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data.

Credit balance refunds through BankMobile
We use BankMobile, a higher education financial services company, to provide a faster, more convenient way to send credit balance refunds. We pay BankMobile a flat annual fee for the services it provides to our students and we do not receive payments or commissions from BankMobile based upon student usage or refund preference selection. View our institution's contract with BankMobile, a division of Customers Bank, or for general information visit the BankMobile website.  

Doctoral program students receive their credit balance by check directly from the university.